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Below
is the letter from TransUnion. This is what is generally referred
to as a stall letter. A stall letter is a response sent to you by
the Credit Bureau to buy them more time to investigate, or to notify
you that they will not investigate at all. |
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Here is the text from the TransUnion Stall Letter
Our Attorneys have read this letter from TransUnion very carefully. There are quite a few very interesting things that were found in this letter. We would like to share with you what we have found. We have taken the text from the TransUnion Stall letter and labeled each point of interest. There are eleven. Hold your mouse over each portion of the letter that is labeled with a number. More detailed information regarding each point of interest will be displayed in the left portion of this web page. |
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Thank
you for contacting TransUnion. Our goal is to maintain complete and
accurate information on your credit report. We have provided the information
below in response to your request.
Re: General Monitoring of your Credit Report 1. We received a dispute regarding your credit report from a credit repair agency. 2. Our experience shows that credit repair agencies routinely and knowingly dispute accurate information. 3. For this reason, we will not take action on the dispute submitted from the credit repair agency.4. Under Federal law, if you believe any item on your credit report is inaccurate or incomplete, and you notify us, we will re-verify the information at absolutely no cost to you. 5. If this is the case, please submit your dispute to us and identify the item(s) you believe are inaccurate, and describe specifically why you believe the information is inaccurate. 6. For your convenience, we have included a “ Request for Investigation” form for your use. Upon receiving your correspondence, we will investigate and respond to you in writing within 30 days, at no cost to you. 7. Please note that we do not accept disputes from third parties 8. unless accompanied by a notarized power of attorney that authorizes a licensed attorney or family member to represent you, 9. or if the power of attorney is unlimited and irrevocable. 10. If you believe that the credit repair agency misrepresented their services to you, and you would like to be referred to the appropriate law enforcement agencies to file a complaint, let us know and we will provide a referral. 11. If you have any additional questions or concerns, please contact TransUnion at the address shown below, or visit us on the web at www.transunion.com for general information. When contacting our office, please provide your current file number *********. |
